Terms of Service

1. Purpose of the Platform

HealthGap AI is a healthcare navigation, education, and referral platform.

HealthGap AI is NOT:

• Health insurance
• A healthcare provider
• A healthcare sharing ministry
• A law firm
• A financial advisory service
• An emergency medical service

HealthGap AI does not diagnose, treat, cure, or prevent any disease or medical condition.

2. No Medical Advice

Information provided through the Platform is educational only. Nothing on the Platform constitutes:

• Medical advice
• Medical diagnosis
• Medical treatment
• Legal advice
• Tax advice
• Financial advice

Always consult qualified professionals regarding healthcare decisions.

3. No Guarantees

HealthGap AI does not guarantee:

• Eligibility for any program
• Insurance approval
• Coverage approval
• Savings amounts
• Financial assistance approval
• Healthcare outcomes

Results vary by individual circumstances.

4. Referrals

HealthGap AI may refer users to:

• Telemedicine providers
• Healthcare providers
• Insurance products
• Patient advocates
• Medical bill advocacy companies
• Third-party services

Users understand that referrals do not constitute endorsements or guarantees.

5. Third-Party Services

Third-party providers operate independently. HealthGap AI is not responsible for:

• Provider actions
• Service quality
• Medical outcomes
• Billing disputes
• Insurance decisions

Any agreement between a user and a third party is solely between those parties.

6. Emergencies

7. Limitation of Liability

To the fullest extent permitted by law, HealthGap AI shall not be liable for:

• Indirect damages
• Consequential damages
• Medical outcomes
• Lost profits
• Lost opportunities

Use of the Platform is at your own risk.

8. Modifications

HealthGap AI may modify these Terms at any time. Continued use of the Platform constitutes acceptance of revised Terms.

9. Governing Law

These Terms shall be governed by the laws of the State of Texas.

10. Contact

HealthGap AI

(512) 387-2748