Insurance Licensing Disclosure
Effective Date: May 30, 2026
Certain insurance-related recommendations on this platform may be provided through licensed insurance professionals where permitted by law.
HealthGap AI is a healthcare navigation and referral platform. Insurance product referrals are made through licensed insurance agents in applicable states. HealthGap AI itself is not an insurance carrier and does not underwrite, issue, or administer insurance policies.
Insurance products featured on this platform are offered through independent licensed agents and carriers. Not all products are available in all states. Eligibility, rates, and coverage vary by individual circumstances, state, and carrier.
Licensing Information
| State | License Type | License Number | Entity |
|---|---|---|---|
| National (NPN) | National Producer Number | NPM-21566471 | Marimer Cruz |
| Texas | Life, Accident & Health | TX-3324838 | Marimer Cruz |
Additional state licenses may apply. Contact us for licensing information in your state.
Platform vs. Licensed Agent
HealthGap AI operates as a healthcare navigation and referral platform. Insurance recommendations and referrals are facilitated through Phoenix Securitas Premium and its licensed professionals. HealthGap AI and Phoenix Securitas Premium are separate entities.
Contact
(512) 387-2748